Remember, it’s not uncommon for this number to be much different than what you’re estimating it to be.Įating out, for example, is one area that most of us seem to underestimate! So, taking the time to comb through your own records can be really insightful. If you’ve been winging it with your finances for the past few months (or longer), you may not have an accurate idea of how much you’re actually spending. Tip #2 – Set aside time to analyze your spending habits. If you go the phone route, just be sure to favorite it or store it in a folder where you can access it quickly when you need it. You can keep this list in a binder or you can take a picture of it and store it on your phone. That way, when it’s time to make a new budget for each month, you don’t have to start from scratch each time. Tip #1 – Make a master list of all your monthly bills and expenses. Tips for using a budget planner printableīefore you dive in, there are a few key tips that will help you get the most out of these printables. If you’re looking for more free printables to keep your finances on track, you may want to print a monthly bill calendar and 52-week savings tracker before you head out as well!įor personal use only. All you have to do is fill in the numbers.īelow you will find several budgeting planners to help you to identify where your money is going and make sure you’re allocating it in the right places. Templates can help simplify the process because the format is already done for you. If you ever find yourself checking your bank account balance and wondering where all your money went, it may be time to consider making a budget.Ī monthly budget planner printable is the perfect way to get started, especially if this is an area that tends to be overwhelming for you. Sometimes the amount you think you’re spending just doesn’t match up with reality.
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